Do you know what to do after a disaster strikes?
Natural disasters can affect anyone, even in a low risk state like Idaho. After you have made sure everyone in your family is safe and sound what is the process on submitting a claim and what do you need to know? To help with that, the Idaho Department of Insurance released a great Post-Disaster Claims Guide.
In the guide you will find easy to understand sections on:
Reporting a Claim
Estimating Damage
How Coverage is Determined
Replacement Cost vs. Actual Cash Value
How Depreciation Works
Rebuilding
How to Prepare for Next Time
There are also helpful forms on how to track the claim process, the contractors, and a communication log.
The link for the guide is below:
If you are a client of The Hartwell Corporation, please give us a call. We can answer your questions and assist in filing a claim and walking you through the process.
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