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Post-Disaster Claims Guide



Do you know what to do after a disaster strikes?

Natural disasters can affect anyone, even in a low risk state like Idaho. After you have made sure everyone in your family is safe and sound what is the process on submitting a claim and what do you need to know? To help with that, the Idaho Department of Insurance released a great Post-Disaster Claims Guide.


In the guide you will find easy to understand sections on:

  • Reporting a Claim

  • Estimating Damage

  • How Coverage is Determined

  • Replacement Cost vs. Actual Cash Value

  • How Depreciation Works

  • Rebuilding

  • How to Prepare for Next Time

There are also helpful forms on how to track the claim process, the contractors, and a communication log.


The link for the guide is below:


Idaho DOI Post-Disaster Claims Guide


If you are a client of The Hartwell Corporation, please give us a call. We can answer your questions and assist in filing a claim and walking you through the process.






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