"CPCU" or Chartered Property Casualty Underwriter
CPCUs pass national exams on topics including insurance law, accounting, risk management, and ethics. CPCUs continually update their base of insurance expertise by participating in technical and professional development workshops and seminars.

CPCUs promise to abide by a Code of Professional Ethics, placing their client's needs before their own.

CPCUs meet an experience requirement to become a CPCU and have proven insurance expertise and knowledge.

CPCUs are considered the standard setters of the insurance industry, and although professionally diverse, each shares the same dedication to insurance excellence.

"CLU" or Chartered Life Underwriter
The Chartered Life Underwriter (CLU) designation is the undisputed professional credential for persons involved in the protection, accumulation, preservation, and distribution of the economic values of human life. Since the first examinations were held in 1928, more than 85,000 men and women have met the educational, experience, and ethics mandates needed to earn the CLU designation. The CLU program provides insights into the life insurance business, its importance to the economy, its operations and distribution systems, and its resurging importance for safe and secure investments. For agents, field managers, home office personnel, and others involved in providing life insurance products to the public, the CLU designation is the common bond for continuing growth and commitment to professionalism.

"CIC" or Certified Insurance Counselor
In order to earn the designation CIC (Certified Insurance Counselor), each individual must have attended five institutes covering all phases of the insurance business and passed five rigorous examinations. Each of the five CIC institutes consists of 2 1/2 days of intensive classroom instruction. Additionally, the National Society requires annual attendance in the Program to maintain the designation.

The Society of Certified Insurance Counselors provides practical education for insurance professionals. The Society of CIC, a member of The National Alliance for Insurance Education & Research, is a not-for-profit organization founded in 1969 that provides technical knowledge to all areas of the insurance industry. Currently, there are more than 59,000 participants in the CIC Program; over 25,000 have earned the CIC designation.

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